Members must report any loss or damage to their membership cards. Except in exceptional circumstances, there will be a charge for replacement (usually £1, but is dependent on the cost to the particular Trust).

Members cannot borrow any item until their details are recorded on the system.

Journals will not be issued out for loan.

Items borrowed must be returned by the due date. Members are liable for any fines incurred due to the late return of items.

The following fines apply to overdue items for all users:
- 20p per item per day for standard and two week loan items
- 50p per item per day for 7 day loan items
- £1 per item per day for special loan items.

If members incur fines of £5.00 or more, all borrowing rights will be suspended until fees are paid (with the exception of External Members who are not permitted to borrow if any fines are owed).

The maximum fine that is charged per item is as follows:
- Standard and two week loan items = £5.00
- 7 day loan items = £5.00
- Special loan items = £10.00.

Any item can only be renewed twice to the same member. If the member wishes to borrow the item again, it should be made available to other members first, for at least one week, before the borrower can take the item on loan again. Except for where there are sufficient copies available in the library, at that time, for all members to use.

Members must report lost or damaged items immediately.

Members will pay for any damage to stock.

Members will be charged with the cost of replacing a lost or damaged item, by the library that owns the item. This may include an administration charge. Overdue fines for the item must be paid in addition to these charges.